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What is my Expected Family Contribution (EFC)?

Your Expected Family Contribution (EFC) is an index number used to determine your eligibility for federal student financial aid. This number results from the information you provide in your 2023–24 FAFSA form. Your EFC is reported to you on your Student Aid Report (SAR).

How does Expected Family Contribution affect financial aid?

Your expected family contribution, or EFC, impacts how much federal financial aid you receive and how much institutional financial aid colleges award you. Your EFC will change every year because your family’s income and assets won’t be the same every year. What Is EFC (Expected Family Contribution)?

What is expected family contribution?

Expected family contribution consists of your parents’ contribution from their income and certain assets plus your student contribution from your income and certain assets. EFC is adjusted by allowances for federal income taxes and state taxes your family pays and a portion of income that your family is not expected to contribute.

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